Business Insurance in Florida & Virginia That Works as Hard as You Do

At Pelican Shield Insurance Group, we provide reliable, no-nonsense commercial insurance for contractors, restaurants, bars, property owners, and small businesses throughout Florida and Virginia. Get expert guidance, fast quotes, and tailored coverage - without the hassle or fluff.


Based in St. Petersburg, FL, proudly serving business across Florida and Virginia.


We Do What We Say We're Going To Do.

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Tailored Coverage for Your Industry

Every business faces unique risks. Whether you’re a contractor needing general liability, a restaurant requiring liquor liability, or a property owner securing windstorm coverage, we make insurance simple, strategic, and stress-free.

As an independent insurance agency, we partner with top-rated carriers to customize policies that fit your business - without inflated costs or unnecessary coverage.

Core Commercial Insurance Policies

Protect your property, employees, and financial future with expert-backed insurance policies.

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Commercial Property Insurance

Protects buildings, equipment, and inventory, including hurricane and windstorm coverage for Florida and Virginia businesses.

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General Liability Insurance

Shield your business from lawsuits due to accidents, injuries, or property damage.

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Liquor Liability Insurance

Required for restaurants, bars, and venues serving alcohol - protecting against alcohol-related claims.

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Workers’ Compensation Insurance

Covers employee medical costs and lost wages while ensuring compliance in Florida & Virginia.

Cyber Liability Insurance

Safeguards your business against data breaches, cyberattacks, and online risks.

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Why Choose Pelican Shield?

We keep things simple: honest work, clear communication, and follow-through. It sounds basic, but in today’s world, it’s rare—and it’s why our clients stay with us.

  • 20+ years of commercial insurance experience
  • Specialists in high-risk and hard-to-place coverages
  • Long-term relationships built on trust and service

Insurance by Industry

Expert insurance for high-risk industries and complex coverage needs

Every industry faces different risks. Our job is to make sure you’re covered - without overpaying for what you don’t need. We specialize in commercial insurance for industries that require tailored protection, including:

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Hands-on work needs hands-on coverage. We protect your job sites, equipment, and team – including general liability, workers’ comp, subcontractor exposures, and more.

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The food and beverage world moves fast, and so do its risks. We cover liquor liability, general liability, workers compensation, and property, so you can serve with confidence.

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From apartment complexes to leased spaces, we protect buildings, liability, and operations - including wind and storm coverage.

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Local shops trust us for general liability, business property, cyber liability, and more - coverage that lets you focus on your customers and business.

What Our Clients Say

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  • David knows my business better than any other vendor I have used. He is reliable, trustworthy, and has done work and research for me to find the right coverages for me, my family, and business without ever trying to upsell me.

    Jason Daniel

  • As a small business owner in Florida, I was overwhelmed by the complex insurance landscape in our state. Thankfully, I found David at Pelican Shield Insurance. His knowledge of the Florida market and ability to navigate its unique challenges was invaluable. Jenx not only secured the property and general liability coverage my business needed, but also professional liability. He also made the process completely stress-free. I truly appreciate his professionalism and dedication to finding the best solutions for his clients. If you're a business owner in Florida, I highly recommend David and Pelican Shield Insurance for all your insurance needs.

    Bailey Crews

  • Insurance choices can be overwhelming, but not with Pelican Shield! Jenx patiently explained my options - offering advice and scenarios so I could make informed decisions for my business. He found me comprehensive coverage for my draft trailers when multiple other insurance agencies couldn't or didn't try. Anddd he saved me money on my General Liability Insurance! Thanks Jenx!

    Betsy O'Brien

  • I had the pleasure of working with David from Pelican Shield Insurance to secure coverage for my bar. From the moment we started talking, I could tell he genuinely cared about finding the right insurance options for my business. He took the time to understand my unique needs and concerns, thanks to his expertise, I now have peace of mind knowing that my bar is protected the way it should be. I wholeheartedly recommend David and Pelican Shield Insurance to anyone in need of top-notch insurance solutions.

    Lizi Seibel

  • If I had only one word to describe my experience with Pelican Shield it would be WOW!!!! I own a small business and I was so worried about getting insurance and making sure I had the right amount of coverage. I am super busy and have to juggle a lot to keep my business thriving and really had zero time to spend shopping around but WOW David(Jenx) was nothing short of an insurance super hero. He was able to get me the insurance my business needed and actually explained a lot of things I didn’t understand and was able to steer me away from one type of coverage I didn’t need and made sure I had protection on my cyber exposure that I would have definitely overlooked. He even set me up with life policy so in case anything happened my business partner could get through the transition period. I could rave on and on but just wanted to write a quick note to say WOW and call Pelican Shield and sleep easier at night knowing your business is protected.

    Brooke J

  • We love this company!!! David has been nothing short of amazing with all of our requests! From our home, our rentsls, cars, businesses, you name it, he has you covered ! The best thing is he is prompt and very professional! If I could give 10 stars I would! Highly recommend!!

    Whitney Faulkner

  • It has been a pleasure working with Pelican Shield. Their knowledge has exceeded my expectations. The ease and the speedy responses was by far the best I have ever experienced. I highly recommend.

    Marcella Combs

  • Years of a working relationship with David never fails. Pelican Shield made insurance easy. Fast, friendly, and found me the best deal without the hassle. I feel confident knowing they’ve got my back.

    Anna Peterson

  • Pelican Shield is amazing! They found me perfect coverage, explained everything clearly, they’re always responsive, and continue to treat me like family - Highly recommended!!

    Amanda Robbins
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